Oxford Bank's Mobile Wallet allows our personal and small business customers a fast, simple way to pay with their Mastercard debit cards. With a quick tap of your phone, you can pay your bill at your favorite lunch spot, at the gas station, or other places where you buy from.
Instead of using your physical debit card to make purchases, you can pay with your smartphone anywhere you see the mobile wallet logo:
Adding your Oxford Bank Mastercard debit or small business cards to your mobile wallet takes just a few minutes. First, download the corresponding app to your phone. Then, open the app and follow the instructions!
Android: Google Pay*
Apple: Apple Pay
*NOTE: Google Pay works on Android devices running KitKat 4.4 or higher
When you use your phone to pay in stores, your mobile wallet doesn't send your actual debit number with your payment. Instead, a virtual account number is used to represent your account information - so your card details stay safe. Plus, your Oxford Bank Mastercard comes with Zero Liability* coverage for added protection against identity theft.
*Certain terms, conditions and restrictions apply. To learn more about Zero Liability, visit www.mastercard.us/zeroliability.
Rates Effective December 9, 2025
